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Tax refund advance loans, $500 to $9,500.
Expecting a federal tax refund and need money sooner? Ask us about a refund advance of $500 to $9,500 at our East Dallas office. Advances open on January 2, 2027. Join the list to be called first.
What is a tax refund advance?
A tax refund advance, also called a refund advance loan, gives you part of your expected federal refund before the IRS pays it. We prepare and e-file your return, and you can apply for the advance at the same appointment. It is a loan, not your refund, and it is repaid automatically from your refund when the IRS issues it.
Who can apply.
- People expecting a federal tax refund who file their return with us.
- You will need valid photo ID, your Social Security card or ITIN letter, and your W-2s or final pay stubs.
- The lender decides on approval and the amount. Approval is not guaranteed.
- Filing with an ITIN? Ask us; we will tell you what applies to you.
When advances open in 2027.
We start taking applications on January 2, 2027. Clients on our 2027 list are called first in late December to book a time. If you claim the Earned Income Tax Credit or the Additional Child Tax Credit, the law stops the IRS from issuing your refund before mid-February, which is when many families find an advance most useful.
Before you decide.
- This is a loan. Approval is not guaranteed.
- We explain the terms and any fees to you in person, in writing, before you agree to anything.
- We explain what happens if your refund is smaller or later than expected.
- You can always choose to wait for your refund instead. The IRS issues most refunds within 21 days of accepting an e-filed return. See how long a refund takes.
- Since 2004East Dallas office
- Fee up frontBefore any work begins
- Hablamos españolEnglish and Spanish
- IRS e-fileAuthorized provider
Common questions.
How much can I get with a tax refund advance?
Between $500 and $9,500, depending on the refund expected from your return and the lender's approval.
When can I get a refund advance in 2027?
Prime Time Tax US starts refund advance applications on January 2, 2027, at 11734 Ferguson Road, Dallas, TX 75228. Join the list to be called first.
Is a refund advance a loan?
Yes. It is a loan, repaid from your federal refund when the IRS issues it. Approval is not guaranteed.
What does it cost?
We explain the lender's terms and any fees in writing before you agree to anything, so you can decide with all the facts.
What if my refund is smaller than expected?
We explain exactly what happens in that case before you sign, so there are no surprises.
Can I get an advance if I claim the Earned Income Tax Credit?
Ask us. EITC and Additional Child Tax Credit refunds cannot be issued by the IRS before mid-February, and you may still be able to apply for an advance in January.
Do you speak Spanish?
Sí. Hablamos español. Lea el adelanto de reembolso en español.
Where are you?
11734 Ferguson Road, Dallas, TX 75228, in East Dallas near Casa View, Mesquite and Garland. Open Monday to Saturday, 10 am to 7 pm. Call 972-686-1005.
Before you book.
What it costs
The fee depends on the forms you need and how involved your situation is. We look at your documents and tell you the fee before any work begins.
How long it takes
Your first consultation is free and tells us what is needed. We then tell you what to expect, so you are not left guessing.
What to bring
Photo ID, and every document that relates to what you need help with. Our checklist covers the rest.
Ask about a refund advance.
Tell us what you need and we will get back to you. There is no charge for asking.
Prefer to talk? Call 972-686-1005 or text 214-636-0393.
Ready when you are.
Book a free first consultation, call us, or stop by the office. We will explain what we can do and what it will cost before any work begins.